Question 1

What is title insurance?

Accepted Answer

Title insurance protects property owners and lenders against financial loss from defects in a title to real property, such as liens, encumbrances, or defects that were unknown at the time of purchase.

Question 2

What areas does Meridian Title Company serve?

Accepted Answer

Meridian Title Company serves Rock Island, Mercer, Henry, and Whiteside counties in Illinois, as well as all counties in Iowa.

Question 3

How much does a title search cost?

Accepted Answer

Title search fees vary by county. For Rock Island, Henry, or Scott counties, the fee is $175.00. For Mercer and Whiteside counties, the fee is $225.00. Limited title searches are $225.00 ($275.00 with post search).

Question 4

What are the closing fees at Meridian Title Company?

Accepted Answer

Closing fees vary by transaction type: Cash Residential is $300.00, Lender Residential is $500.00, Cash Commercial is $500.00, Construction Residential is $500.00, and Lender Commercial is $750.00.

Question 5

How long has Meridian Title Company been in business?

Accepted Answer

Meridian Title Company was founded in 1989 and has over 35 years of experience providing title insurance and settlement services in the Quad City area.

Question 6

How do I order a title search or closing?

Accepted Answer

You can email orderdesk@mtctitle.com for all title orders, or call 309-794-9300 to speak with our team.

Title Insurance Fees & Downloadable Forms

CLOSING FEES

Closing Fee

Loan Policy Premium

Owner's Policy Premium

Search Fee (RI, Henry or Scott)

Search Fee (Mercer & Whiteside)

Standard Lender Endorsements (Location, ALTA 9 & EPA)

State of Illinois Fee

Limited Title Search

Construction Disbursement/Lien Waiver Management

Downloadable Forms