The kids are heading back to school, the leaves are starting to turn and the weather is getting cooler. Yes, autumn has arrived, but the end of summer does not mean that your home décor has to suffer. Let’s take a look at a few ways that you can brighten up your home and give it that warm, autumn feeling.

Start With Oranges, Yellows And Light Browns

A quick walk through your local neighborhood will offer a good sense of the color palette that you should be using in your décor makeover. In much of the country, trees will be turning a variety of yellows, oranges, and golds as the leaves change and begin to fall. These colors make for a warm palette and are ideal for use in the living room, dining room and other areas where you might host guests.

Of course, you do not need to run out and change the wallpaper. Simply look to add color touches in areas that it makes sense. For example, you can get a couple of new sets of towels for the bathroom that match up with the colors you picked. In the dining room, look to replace your tablecloth and placemats with an autumn theme.

Add Leaves And Natural Décor Items

Autumn is one of the more “natural” feeling seasons and this should be incorporated into your décor. Look to add leaves, acorns, pine cones and other natural elements that make sense for the area of the country that you live in.

Note that you don’t need to head out and gather up these items for your home. A quick trip to the local craft shop and you will be able to find everything that you need.

Pumpkin Spice Candles For An Autumn Scent

Finally, no décor makeover is complete without adding a little seasonal fragrance. Nothing smells more like autumn than a subtle pumpkin spice. Scented candles are an excellent way to add a scent to a room without being overpowering. They are also an excellent centerpiece for tables and can be used for mood lighting as well.

These are just a few of the many ways that you can add a sense of autumn warmth to your home. And if your home just isn’t “autumn” enough, contact your trusted mortgage professional. We are happy to share some fantastic opportunities.

Do you have a baby on the way? If so, you are likely already wondering how you are supposed to make your home safe from harm. The good news is that with a little work, you’ll be able to make your house or apartment that much safer. Let’s take a look at how you can child-proof your home in under a few hours.

Start With The Baby’s Bedroom 

For the first few months, your baby will be spending a lot of time either sleeping or resting in their crib. You’ll want to keep the crib away from any cords, blinds, drapes or other items the baby might get their hands on. The crib itself should meet federal safety regulations and should be comfortable without being too restrictive.

Keep a watchful eye out for anything loose that the baby might be able to put in its mouth. All choking hazards should be kept well away from a crib.

Baby-Proofing The Halls And Stairs

Next, it’s time to take a quick sweep through your halls and stairways. Once your baby starts crawling, they’re at risk for falls and other issues. Go through your hallways and look for any items that the child might pull over. For example, if you have hall tables with plants or pictures on them, are there any fabric items which the baby might be able to reach?

Your stairways should have some sort of baby guards placed in front of them at all times. If possible, you’ll also want your stairs to be carpeted. This can help to reduce injury if your child takes a tumble down the stairs.

Keeping The Kitchen Safe

Finally, don’t forget the kitchen. There are all sorts of dangerous items in the average kitchen, from heavy appliances with loose cords to tablecloths that can lead to utensils on the floor. In short, everything should be kept in drawers and out of a child’s reach. Cupboards should be secured so that a baby can’t open them. If you want to go a bit further, consider installing some padding on the legs of hard kitchen furniture and on corners where a baby could bump their head.

It’s almost impossible to fully baby-proof a home, but the above checklist is a good start. If you have a baby on the way and are looking for a larger, safer home, contact your local mortgage professional.

Are you tired of scouring the internet, trying to find the secret recipe for whatever will take stains out of your carpet? And the irritating annual steam cleaning ritual where your whole home is soaking wet for a couple of days? Ugh. If your old carpet has you down, it might be time for a change. In today’s blog post we’ll share five great reasons why you’ll want to make the switch from carpet to hardwood floors.

Your Home Will Look Amazing

Let’s face it. Unless you have a serious appreciation for all things shag, hardwood floors look much better than carpet. Available in a variety of colors and grains, hardwoods add a natural element to any room. They give off a much warmer appeal than carpet as well, especially when polished.

They’re Much Easier To Keep Clean

Spill on the floor? No problem. Pet has an accident? Rest easy. Hardwood flooring is far easier to keep clean than any form of carpeting. Your floor won’t absorb liquids and solids won’t leave a mess.

They’re A Great Equity-Building Investment

Hardwood floors are an excellent investment in your home. Some studies show that up to 75 percent of the cost will be returned when the house is sold, which puts hardwoods high on the list of equity-building renovations. Also, many home buyers are specifically looking for houses with hardwood flooring. So when you do choose to sell, your home may sell that much faster.

They Last Longer Than Carpets

The next time you are over at a friend’s house, take a look at their floors. Many homes have hardwood flooring that has been around for decades, requiring only the occasional refinishing to restore its former shine. Hardwoods last much longer than carpets and won’t require a full “rip and replace.”

Your Allergies Will Thank You

Finally, if you or any of your family members suffer from allergies, hardwood floors may be the answer. Carpets collect dust, which can lead to the formation of dust mites and other allergens. And while you can vacuum them regularly, only the very best vacuums have enough suction to get deep into the carpet fiber to remove this gunk.

These are just five of the many good reasons to invest in hardwood flooring for your home. If you’re in the market for a great new home, contact your trusted mortgage professional. We will be happy to show you some great local opportunities.

The days are getting shorter, the temperature is dropping and the kids are heading back to school. The approach of autumn means that winter is just around the corner. The question is – is your home ready? Break out your checklist and let’s run through five key maintenance tasks that will get your home prepared to face the winter.

Pack Up And Protect Your Outdoor Furniture

Unfortunately, the arrival of winter means that the patio has to be closed up for the season. It’s time to get chairs, tables and other furniture covered up or stored if you have space. The BBQ will also need to be covered or moved off to the shed or another dry area.

Get Your Windows Ready For Cold Weather

Next, take some time to inspect your windows for drafts, leaks and other issues. This can be as easy as shutting them tight on a windy day and using your senses to determine if any air is leaking in. Depending on where you live in the country, you might need to do some additional work on your windows to get them prepared for the cold.

Turn Down Your Garden, Plants And Flower Beds

Unless you have a garden full of robust, cold-loving plants, it’s likely that you will see most of them die off as we move from autumn into winter. Spend some time turning down your gardens and other areas. This can help to move nutrients into the soil where they’ll be ready to nourish new plants in the spring.

Check Your Furnace And Heating Ducts

If you haven’t used it in a few months, now is the time to fire up the furnace and check the home’s heating system. The last thing you want is to discover that your home isn’t heating on the first cold night!

Consider Giving The Roof And Gutters A Quick Inspection

Last but not least, don’t forget to check your roof for any damage or areas that might be prone to leaking. You will also want to check the gutters to ensure they are clear of debris. Keep in mind that this does involve climbing up a ladder and physically inspecting these areas. If you’re not good with heights or don’t own the proper equipment, don’t sweat it. Give a professional roofing team a call and have them handle the inspection instead.

The better your home is prepared for winter, the less likely you are to have a nasty surprise waiting for you in the spring. If you would rather upgrade or check out a newer home than try to winterize yours, contact your local real mortgage professional to get started.

If you’re a parent of school-aged children, you’ve likely been concerned with their study habits at some point. Sitting down in front of the television or at the dinner table to crack open the books is going to be less efficient than doing so in a quieter, more productive work space. Let’s explore how to create a study space that will help keep your children focused and on task.

Ask The Kids What They Need To Be Productive

Before you get to work on creating a new studying space, it’s a good idea to have a chat with those will be using it most. Ask the children what kind of surroundings they feel would help to keep them productive. Younger kids may only need a small desk area but would appreciate more space in the room. Conversely, older children who are in high school are likely to need a lot of desk space for laptops, textbooks, and other studying materials. Starting the project out by asking what they need ensures that they get what they need out of the space.

Brighten Up The Room

Next, you’ll want to focus on how the room is lit. A dark room isn’t likely to be a positive studying environment. If possible, natural light sources should be used as much as possible. Studies indicate that sunlight is better at keeping individuals alert and focused than fluorescent or other types of home lighting. Also, consider adding some plants which can help to keep oxygen levels a bit higher in the room.

Note that you’ll want to avoid making the room so bright that it’s distracting. Plus, the sun can cause quite a bit of glare depending on how much outdoor exposure the room has. If there’s already a lot of natural light, consider a set of curtains that can reduce or block out any glare to allow for a more comfortable learning environment.

Eliminate Any And All Distractions

Distractions – especially those which are useful for procrastinating – are the bane of any productive space. There should be no television, no video games and no other distracting elements in the study area. The only furnishings should be those used for studying.

A study room is an excellent addition to any home with school-aged children. If you’re in the market for a new home – study spaces included – contact your local mortgage professional today.

If you’re a homeowner with children, at some point, you’ll be saying goodbye. They’ll move off to college or to start their career and adult life. As children move out, you’ll discover that you have extra bedrooms and other living spaces that will need a new purpose. Let’s take a look at three ways that you can transform an unused bedroom into a welcoming place for guests to stay.

Get Started With A Deep Clean

The first thing you’ll want to do is engage in a top-to-bottom deep clean of the room. Get everything out of the room so that nothing’s left but the carpet. Clean the walls, windows, light fixtures and closets until they’re sparkling clean. If the carpet is still in good condition and doesn’t have a lot of stains, have it professionally steam-cleaned. Or if it’s a little beat up from years of abuse, consider replacing it with beautiful new carpeting.

Consider A Fresh Coat Of Paint

Have a look at the condition of the paint and walls. Does the paint still add a colorful “pop” to the room? Or have the years taken away its luster? Do the walls have scratches, dents, and holes in random areas? Are they in need of repairs?

Even if the paint is in good condition, this is an excellent opportunity to completely change the look and feel of the room. Consider going with a lighter color palette that gives off a welcoming vibe.

Go With Matching Furniture And Tables

Once the room itself is in tip-top shape, you’ll need to focus on the bed, dresser, tables and other furniture. As mentioned above, this is the perfect time to get rid of any mismatched furniture and replace it with a matching bedroom set. Also, be sure to toss out any dated mirrors or light fixtures that don’t match up with the room’s new look.

As your children get older and move out of the family home to start their own lives, you’ll be granted with a lot more space to make use of. Having a welcoming guest bedroom or two will ensure that you’ve always got some room for family members to come and visit. But if you decide that you’ve got too much space, contact your trusted mortgage professional.

It’s a very exciting time for most parents when their kids begin to crawl, but it can also be much more difficult to watch over your child and ensure their safety. If your child is starting to get along on their own and you’re preparing to baby proof, here are the main areas and items you’ll want to watch out for.

Clearing Away The Crib

There’s no place your child is going to spend more time, so ensure that there are no toys left in their crib when they’re going to sleep. You’ll also want to stay away from fluffy blankets that can smother their breathing. It’s entirely likely that you’ll have a lot of stuff to store for your baby, but ensure there are no heavy pieces of furniture in the room that they will be able to pull over or move.

In The Bathroom

It goes without saying that you should never leave a baby in the bathtub alone, but there are other things to do as soon as they become mobile. In addition to non-slip mats for the tub and the area outside of the tub, you may also want to invest in soft covers for the knobs and the spout on the bathtub. It’s also good to keep any hazardous cleaning products out of reach.

Care In The Kitchen

Your baby is likely to wreak havoc on all of the door handles they can, so ensure that you have cabinets that don’t close automatically and a latch for your oven door. If you happen to be cooking in the kitchen when your baby is about, ensure that all pot handles are turned in and all cooking items are kept away from the edges of the counter.

Around The House

Your quickly crawling child will be able to find many hazards if they move fast, so ensure you’ve covered up any electrical outlets or cords that can be pulled out. If there are sharp edges your infant can reach, put safety guards on them to protect your baby’s head. Safety gates should also be used at the top and bottom of stairs to avoid any falls.

Most parents get pretty enthusiastic about the idea of their baby starting to crawl, but it’s important to be prepared for that time by baby proofing your home. If you’re currently getting ready to buy a home for your growing family, contact your trusted mortgage professional for more information.

From a sophisticated couch to a stunning art print, there are plenty of ways that you can dress up your living room and instantly change its vibe. You may not realize it, but wallpaper is back in fashion and becoming another popular way to instantly revamp a room. If you’re contemplating ways that wallpaper can benefit your space, here are some options you may want to try out.

Add An Accent

A brightly colored accent wall may have been a popular trend a few years ago, but a way to bring your wall into current fashion can be to add wallpaper. In addition to a fun print, wallpaper can instantly add elegance without overpowering the look of your living room.

Cover The Closet Doors

If you’ve come across a wallpaper pattern you like, try applying it to the front of the closet doors. It will be an easy way to dress up your doors without adding a coat of paint and will add a subtle effect that will go with your room’s décor.

Add In Some Personality

With wallpaper making a comeback, there are so many options that allow you to personalize your wallpaper and make the room your own. Posters of your favorite rock band may be a thing of the past, but unique wallpaper can be a great way to inject your own passions into your favorite room.

Make It Your Wall Art

Many homeowners struggle with how to dress up their walls appropriately, but choosing wallpaper can be a great means of avoiding this dilemma. Instead of an art piece, you can choose strips of wallpaper to provide visual interest or paper a whole wall that will act as the focal point of your room.

Upgrade Your Coffee Table

It’s often the case that people buy oversized books to decorate their coffee table, but you may want to utilize wallpaper if you have a glass surface on your table. Instead of leaving your table neutral, add a patch of wallpaper under the glass for an instant designer look.

With wallpaper making a comeback, there are plenty of ways to dress up your room for little cost that will make a huge difference in the look of your space. If you’re currently in the market for a new home, contact your trusted mortgage professional for more information.

Take a look around your home. Do you feel that burning desire to renovate or upgrade certain areas? Perhaps it’s the kitchen countertops or the décor in the master bedroom. Whatever the case, if you’re itching to take on a home renovation project you’ll want to ensure it’s one that makes your life better – not worse! Let’s take a look at four tips that will help you to avoid experiencing “renovator’s remorse.”

Ask Yourself: Will This Project Add Value?

If you’re renovating to build equity in your home, you’ll want to determine if the project is worth undertaking. There are many renovations that might seem to make the home more appealing, but in truth add next to no value that can be realized later when you sell. Be sure to choose those projects which will bump the home’s value by a significant amount.

Start With A Realistic Budget

Ask any friend or neighbor that has renovated their home and you’ll discover that costs can quickly spiral out of control if you’re not careful. With this in mind, it’s a good idea to start with a realistic budget that incorporates some additional room for last-minute tweaks or changes. Once you have the project scoped out, take a trip to your local building supply store and chat with the professionals. They’ll be able to help you understand what the actual costs of your renovation will be and they can point out things that you may have forgotten.

Measure Twice, Cut Once

Even the most skilled carpenters and tradespeople make mistakes, so you should rest assured that it can happen to you. Even if you have to go over your plans twice or three times, it’s worth knowing exactly what you’re going to do before getting started. As the saying goes: “measure twice, cut once.” Spending the necessary time preparing your work will go a long way in saving you time and money later.

Don’t Start If You Can’t Finish

The last piece of advice is to finish any home project that you start. A half-finished renovation project can degrade your quality of life significantly. And the longer it takes to get done, the less motivated you will be to finish it. Stay on task and get the job done as soon as possible.