Important Relationships During The Home Buying Process

October 29, 2021 by

Important Relationships During The Home Buying ProcessPurchasing a home is an exciting time, but there is also a lot to manage. There are a lot of text messages, phone calls, and emails coming in. It is important for potential homeowners to keep them straight. Who are some of the most important people during the purchase process?

The Real Estate Team

First, there are going to be a lot of important people on the real estate side of this transaction. Every home buyer should work with a real estate agent who can help them assess the market, arrange showings, and find the right home. There might also be interactions with other agents along the way who represent sellers. Keep in mind that there may be assistants, secretaries, and other agents who are part of a real estate team.

The Mortgage Team

The vast majority of potential home buyers require financing. Therefore, there will be multiple people who work on the mortgage side of this transaction as well. There will probably be a loan agent, an underwriter, and multiple assistants who navigate this side of the process. The mortgage team might also be responsible for arranging a home inspection and asking for a home appraisal. Potential home buyers might have to work with these individuals as well. 

The Closing Team

If an offer is accepted, there will be a closing team as well. A real estate attorney will probably be required to process the documents. Therefore, a potential home buyer should be expected to work with multiple people from the law firm as well. The real estate attorney is responsible for collecting funds from all responsible parties and disbursing the money appropriately. There will probably be multiple assistants in the real estate attorney’s office who will be asking for information. 

Keep These Relationships Straight

There is a lot that happens during a real estate transaction, and it is important for a potential home buyer to try to keep these relationships straight. Remember that the real estate agent should always be the first point of contact with any questions or concerns. A real estate agent probably has connections throughout the area that can help home buyers make this process easier. Nobody has to go through this process alone. 

 

Filed Under: Mortgage Tagged With: , ,

How to Get Your Partner to Help Out More

February 4, 2012 by

Taking care of all the chores around the house can be a full time job, especially when you have children. Cooking, cleaning, buying groceries, and taking care of the household can get quite overwhelming, especially if you are saddled with most of the burden.

If you feel that you are struggling to get everything done on your own and you need a bit more help from your partner, it’s important to ask them in the right way. Nagging or guilt tripping can only create negative feelings and make both parties feel bad.

You want to speak to your husband or wife in a way that encourages them to help you share the responsibilities and work together as a family.

Just Ask For Help

If you don’t ask, you don’t get. Sometimes all you need to do is ask politely for the help you need. All you have to say is, “Honey, can you please help me wash these dishes?” and you might be surprised how often your partner says, “Sure.”

Don’t Be Resentful

If you never ask for help, yet mumble angrily under your breath every time you sweep the kitchen floor or wipe the sink, you’re not being fair to your partner. If you don’t ask them to help you with something, they cannot know what you want. It’s not fair to stew up this anger and be upset, just ask for the help that you need.

Do it as You Go Along

Encourage everyone in your household to clean up after themselves and perform little tasks which will help you in the long run. For example, teach your kids to put their dirty dishes in the dishwasher when they are finished rather than leaving them in their rooms or on the table, so that all you have to do is press the button.

Say Thank You

When your partner helps you, give them a sincere thank you. Let them know that you appreciate them, and ask them if there is anything that you can help them with.

When everyone works together, the household can run more smoothly and harmoniously.

Filed Under: Relationships Tagged With: , ,

Say What? I Wanna Talk About Me!

January 21, 2012 by

Dog EarsHave you ever had the experience of realizing that the person you were speaking with was simply not listening? 

They might have looked like they were paying attention, but your words were simply going in one ear and out the other. Chances are this left you feeling frustrated and unappreciated, especially if what you were saying was very important.

Listening is a very important communication skill that not everyone has mastered.

Have you ever thought about how well you listen to other people? Perhaps you might be tuning out others without realizing it, causing them to feel like you don’t care what they are saying.

Whether it is in the workplace, with your friends, or in a relationship, being a good listener is a skill that will always be beneficial. It will help you avoid conflict and misunderstanding, resolve issues, and succeed in all aspects of your life.

Here are some helpful tips for becoming a better listener:

  • Don’t interrupt. Let the person finish what they have to say before jumping in to finish their sentences or object. Be patient.
  • Remove distractions. If you find that you are looking at your text messages or surfing the net on your laptop while someone is talking to you, then you are not giving them your full attention. Eliminate these distractions to show them respect.
  • Give eye contact to the person you are speaking with, and watch their face for important non-verbal clues to what they are meaning.
  • To let the person know that you are paying attention, give an occasional nod or say something like, “I see” or “that makes sense.”
  • If you don’t understand something, ask questions to clarify so that you don’t get lost as they assume you know what they mean and start to talk about the topic more.

Practice your listening skills and you will find that being a good listener will improve your personal and professional life in many ways.

Filed Under: Personal Development Tagged With: , , , ,